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Chủ đề trong 'Anh (English Club)' bởi linly, 14/03/2002.

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  1. Nguyen_Vinh_Quang_new

    Nguyen_Vinh_Quang_new Thành viên quen thuộc

    Tham gia ngày:
    20/08/2001
    Bài viết:
    383
    Đã được thích:
    0
    Don't mind him! you can use it as much as you can , when you have it, could you send me its copy ?
    I would rather be a coward than brave because people hurt you when you are brave
  2. CXR

    CXR Thành viên mới

    Tham gia ngày:
    03/03/2003
    Bài viết:
    1.073
    Đã được thích:
    24
    Let's see why be' Brit is so interested in "Rich dad, Poor dad" ..
    Chapter 1

    What Should I Invest In?
    In 1973, I returned home from my tour of Vietnam. I felt fortunate to have been assigned to a base in Hawaii near home rather than to a base on the East Coast. After settling in at the Marine Corps Air Station, I called my friend Mike and we set up a time to have lunch together with his dad, the man I call my rich dad. Mike was anxious to show me his new baby and his new home so we agreed to have lunch at his house the following Saturday. When Mike?Ts limousine came to pick me up at the drab gray base BOQ, the Bachelor Officers?T Quarters, I began to realize how much had changed since we had graduated together from high school in 1965.
    "Welcome home," Mike said as I walked into the foyer of his beautiful home with marble floors. Mike was beaming from ear to ear as he held his seven-month-old son. "Glad you made it back in one piece."
    "So am I," I replied as I looked past Mike at the shimmering blue Pacific Ocean, which touched the white sand in front of his home. The home was spectacular. It was a tropical one-level mansion with all the grace and charm of old and new Hawaiian living. There were beautiful Persian carpets, tall dark green potted plants, and a large pool that was surrounded on three sides by his home, with the ocean on the fourth side. It was very open, breezy, and the model of gracious island living with the finest of detail. The home fit my fantasies of living the luxurious life in Hawaii.
    "Meet my son James," said Mike.
    "Oh," I said in a startled voice. My jaw must have been hanging open as I had slipped into a trance taking in the stunning beauty of this home. "What a cute kid." I replied as any person should reply when looking at a new baby. But as I stood there waving and making faces at a baby blankly staring back at me, my mind was still in shock at how much had changed in eight years. I was living on a military base in old barracks, sharing a room with three other messy beer-drinking young pilots, while Mike was living in a multi-million-dollar estate with his gorgeous wife and newborn baby.
    "Come on in," Mike continued. "Dad and Connie are waiting for us on the patio."
    The lunch was spectacular and served by their full-time maid. I sat there enjoying the meal, the scenery, and the company when I thought about my three roommates who were probably dining at the officer?Ts mess hall at that very moment. Since it was Saturday, lunch on the base was probably a sub sandwich and a bowl of soup.
    After the pleasantries and catching up on old times was over, rich dad said, "As you can see, Mike has done an excellent job investing the profits from the business. We have made more money in the last two years than I made in the first twenty. There is a lot of truth to the statement that the first million is the hardest."
    "So business has been good?" I asked, encouraging further disclosure on how their fortunes had jumped so radically.
    "Business is excellent," said rich dad. "These new 747s bring so many tourists from all over the world to Hawaii that business cannot help but keep growing. But our real success is from our investments more than our business. And Mike is in charge of the investments."
    "Congratulations," I said to Mike. "Well done."
    "Thank you," said Mike. "But I can?Tt take all the cre***. It?Ts dad?Ts investment formula that is really working. I?Tm just doing exactly what he has been teaching us about business and investing for all these years."
    "It must be paying off," I said. "I can?Tt believe you live here in the richest neighborhood in the city. Do you remember when we were poor kids, running with our surfboards between houses trying to get to the beach?"
    Mike laughed. "Yes I do. And I remember being chased by all those mean old rich guys. Now I?Tm the mean old rich guy who is chasing those kids away. Who would have ever thought that you and I would be living...?"
    Mike suddenly stopped talking once he realized what he was saying. He realized that while he was living here, I was living on the other side of the island in drab military barracks.
    "I?Tm sorry," he said. "I...didn?Tt mean to?"
    "No apologies necessary," I said with a grin. "I?Tm happy for you. I?Tm glad you?Tre so wealthy and successful. You deserve it because you took the time to learn to run the business. I?Tll be out of the barracks in a couple of years as soon as my contract with the Marine Corps is done."
    Rich dad, sensing the tension between Mike and me, broke in and said, "And he?Ts done a better job than I have. I?Tm very proud of him. I?Tm proud of both my son and his wife. They are a great team and have earned everything they have. Now that you?Tre back from the war, it?Ts your turn Robert."
    May I Invest With You?
    "I?Td love to invest with you," I eagerly replied. "I saved nearly $3,000 while I was in Vietnam and I?Td like to invest it before I spend it. Can I invest with you?"
    "Well, I?Tll give you the name of a good stockbroker," rich dad said. "I?Tm sure he?Tll give you some good advice, maybe even a hot tip or two."
    "No, no, no," I said. "I want to invest in what you are investing in. Come on. You know how long I?Tve known you two. I know you?Tve always got something that you?Tre working on or investing in. I don?Tt want to go to a stockbroker. I want to be in a deal with you guys."
    The room went silent as I waited for rich dad or Mike to respond. The silence grew into tension.
    "Did I say something wrong?" I asked finally.
    "No," said Mike. "Dad and I are investing in a couple of new projects that are exciting but I think it is best you call one of our stockbrokers first and begin investing with him."
    Again there was silence, punctuated only by the clinking of the dishes and glasses as the maid cleared the table. Mike?Ts wife Connie excused herself and took the baby to another room.
    "I don?Tt understand," I said. Turning to rich dad more than Mike, I continued, "All these years I?Tve worked right along side the two of you building your business. I?Tve worked for close to nothing. I went to college as you advised and I fought for my country as you said a young man should. Now that I?Tm old enough and I finally have a few dollars to invest, you seem to hesitate when I say I want to invest in what you invest in. I don?Tt understand. Why the cold shoulder?"are you trying to snub me or push me away? Don?Tt you want me to get rich like you?"
    "It?Ts not a cold shoulder," Mike replied. "And we would never snub you or not wish you to attain great wealth. It?Ts that things are different now."
    Rich dad nodded his head in slow and silent agreement.
    "We?Td love to have you invest in what we invest in," rich dad finally said. "But it would be against the law."
    "Against the law?" I echoed in loud disbelief. "Are you two doing something illegal?"
    "No, no," said rich dad with a chuckle. "We would never do anything illegal. It?Ts too easy to get rich legally to ever risk going to jail for something illegal."
    "And it is because we want to always remain on the right side of the law that we say it would be illegal for you to invest with us," said Mike.
    "It?Ts not illegal for Mike and me to invest in what we invest in. But it would be illegal for you," rich dad tried *****mmarize.
    "Why?" I asked.
    "Because you?Tre not rich," said Mike softly and gently. "What we invest in is for rich people only."
    "Nguyện mỗi người có một niềm vui"
  3. CXR

    CXR Thành viên mới

    Tham gia ngày:
    03/03/2003
    Bài viết:
    1.073
    Đã được thích:
    24
    Let's see why be' Brit is so interested in "Rich dad, Poor dad" ..
    Chapter 1

    What Should I Invest In?
    In 1973, I returned home from my tour of Vietnam. I felt fortunate to have been assigned to a base in Hawaii near home rather than to a base on the East Coast. After settling in at the Marine Corps Air Station, I called my friend Mike and we set up a time to have lunch together with his dad, the man I call my rich dad. Mike was anxious to show me his new baby and his new home so we agreed to have lunch at his house the following Saturday. When Mike?Ts limousine came to pick me up at the drab gray base BOQ, the Bachelor Officers?T Quarters, I began to realize how much had changed since we had graduated together from high school in 1965.
    "Welcome home," Mike said as I walked into the foyer of his beautiful home with marble floors. Mike was beaming from ear to ear as he held his seven-month-old son. "Glad you made it back in one piece."
    "So am I," I replied as I looked past Mike at the shimmering blue Pacific Ocean, which touched the white sand in front of his home. The home was spectacular. It was a tropical one-level mansion with all the grace and charm of old and new Hawaiian living. There were beautiful Persian carpets, tall dark green potted plants, and a large pool that was surrounded on three sides by his home, with the ocean on the fourth side. It was very open, breezy, and the model of gracious island living with the finest of detail. The home fit my fantasies of living the luxurious life in Hawaii.
    "Meet my son James," said Mike.
    "Oh," I said in a startled voice. My jaw must have been hanging open as I had slipped into a trance taking in the stunning beauty of this home. "What a cute kid." I replied as any person should reply when looking at a new baby. But as I stood there waving and making faces at a baby blankly staring back at me, my mind was still in shock at how much had changed in eight years. I was living on a military base in old barracks, sharing a room with three other messy beer-drinking young pilots, while Mike was living in a multi-million-dollar estate with his gorgeous wife and newborn baby.
    "Come on in," Mike continued. "Dad and Connie are waiting for us on the patio."
    The lunch was spectacular and served by their full-time maid. I sat there enjoying the meal, the scenery, and the company when I thought about my three roommates who were probably dining at the officer?Ts mess hall at that very moment. Since it was Saturday, lunch on the base was probably a sub sandwich and a bowl of soup.
    After the pleasantries and catching up on old times was over, rich dad said, "As you can see, Mike has done an excellent job investing the profits from the business. We have made more money in the last two years than I made in the first twenty. There is a lot of truth to the statement that the first million is the hardest."
    "So business has been good?" I asked, encouraging further disclosure on how their fortunes had jumped so radically.
    "Business is excellent," said rich dad. "These new 747s bring so many tourists from all over the world to Hawaii that business cannot help but keep growing. But our real success is from our investments more than our business. And Mike is in charge of the investments."
    "Congratulations," I said to Mike. "Well done."
    "Thank you," said Mike. "But I can?Tt take all the cre***. It?Ts dad?Ts investment formula that is really working. I?Tm just doing exactly what he has been teaching us about business and investing for all these years."
    "It must be paying off," I said. "I can?Tt believe you live here in the richest neighborhood in the city. Do you remember when we were poor kids, running with our surfboards between houses trying to get to the beach?"
    Mike laughed. "Yes I do. And I remember being chased by all those mean old rich guys. Now I?Tm the mean old rich guy who is chasing those kids away. Who would have ever thought that you and I would be living...?"
    Mike suddenly stopped talking once he realized what he was saying. He realized that while he was living here, I was living on the other side of the island in drab military barracks.
    "I?Tm sorry," he said. "I...didn?Tt mean to?"
    "No apologies necessary," I said with a grin. "I?Tm happy for you. I?Tm glad you?Tre so wealthy and successful. You deserve it because you took the time to learn to run the business. I?Tll be out of the barracks in a couple of years as soon as my contract with the Marine Corps is done."
    Rich dad, sensing the tension between Mike and me, broke in and said, "And he?Ts done a better job than I have. I?Tm very proud of him. I?Tm proud of both my son and his wife. They are a great team and have earned everything they have. Now that you?Tre back from the war, it?Ts your turn Robert."
    May I Invest With You?
    "I?Td love to invest with you," I eagerly replied. "I saved nearly $3,000 while I was in Vietnam and I?Td like to invest it before I spend it. Can I invest with you?"
    "Well, I?Tll give you the name of a good stockbroker," rich dad said. "I?Tm sure he?Tll give you some good advice, maybe even a hot tip or two."
    "No, no, no," I said. "I want to invest in what you are investing in. Come on. You know how long I?Tve known you two. I know you?Tve always got something that you?Tre working on or investing in. I don?Tt want to go to a stockbroker. I want to be in a deal with you guys."
    The room went silent as I waited for rich dad or Mike to respond. The silence grew into tension.
    "Did I say something wrong?" I asked finally.
    "No," said Mike. "Dad and I are investing in a couple of new projects that are exciting but I think it is best you call one of our stockbrokers first and begin investing with him."
    Again there was silence, punctuated only by the clinking of the dishes and glasses as the maid cleared the table. Mike?Ts wife Connie excused herself and took the baby to another room.
    "I don?Tt understand," I said. Turning to rich dad more than Mike, I continued, "All these years I?Tve worked right along side the two of you building your business. I?Tve worked for close to nothing. I went to college as you advised and I fought for my country as you said a young man should. Now that I?Tm old enough and I finally have a few dollars to invest, you seem to hesitate when I say I want to invest in what you invest in. I don?Tt understand. Why the cold shoulder?"are you trying to snub me or push me away? Don?Tt you want me to get rich like you?"
    "It?Ts not a cold shoulder," Mike replied. "And we would never snub you or not wish you to attain great wealth. It?Ts that things are different now."
    Rich dad nodded his head in slow and silent agreement.
    "We?Td love to have you invest in what we invest in," rich dad finally said. "But it would be against the law."
    "Against the law?" I echoed in loud disbelief. "Are you two doing something illegal?"
    "No, no," said rich dad with a chuckle. "We would never do anything illegal. It?Ts too easy to get rich legally to ever risk going to jail for something illegal."
    "And it is because we want to always remain on the right side of the law that we say it would be illegal for you to invest with us," said Mike.
    "It?Ts not illegal for Mike and me to invest in what we invest in. But it would be illegal for you," rich dad tried *****mmarize.
    "Why?" I asked.
    "Because you?Tre not rich," said Mike softly and gently. "What we invest in is for rich people only."
    "Nguyện mỗi người có một niềm vui"
  4. britneybritney

    britneybritney Thành viên rất tích cực

    Tham gia ngày:
    08/05/2002
    Bài viết:
    4.404
    Đã được thích:
    0
    I've read this already! Well, my brother said that he would buy that book and send it home to me! But who knows if he will do it or not!
    I wrote your name in the sand, but the waves took it away.
    I wrote your name in the sky, but the wind blew it away.
    So I write your name in my heart, where no one can take it away and it'll be forever...
    Everyone needs a shoulder to cry on
    Được britneybritney sửa chữa / chuyển vào 18:47 ngày 17/03/2003
  5. britneybritney

    britneybritney Thành viên rất tích cực

    Tham gia ngày:
    08/05/2002
    Bài viết:
    4.404
    Đã được thích:
    0
    I've read this already! Well, my brother said that he would buy that book and send it home to me! But who knows if he will do it or not!
    I wrote your name in the sand, but the waves took it away.
    I wrote your name in the sky, but the wind blew it away.
    So I write your name in my heart, where no one can take it away and it'll be forever...
    Everyone needs a shoulder to cry on
    Được britneybritney sửa chữa / chuyển vào 18:47 ngày 17/03/2003
  6. britneybritney

    britneybritney Thành viên rất tích cực

    Tham gia ngày:
    08/05/2002
    Bài viết:
    4.404
    Đã được thích:
    0
    Oops where did you get this CXR? It's quite different from mine. I got one from a rather famous purchasing website (barnes&noble.com). It gives a lot of details on this work and I think my version just cannot be a wrong one. So confused....
    Rich Dad, Poor Dad
    Chapter One
    I had two fathers, a rich one and a poor one. One was highly educated and intelligent; he had a Ph.D. and completed four years of undergraduate work in less than two years. He then went on to Stanford University, the University of Chicago, and Northwestern University to do his advanced studies, all on full financial scholarships. The other father never finished the eighth grade.
    Both men were successful in their careers, working hard all their lives. Both earned substantial incomes. Yet one struggled financially all his life. The other would become one of the richest men in Hawaii. One died leaving tens of millions of dollars to his family, charities and his church. The other left bills to be paid.
    Both men were strong, charismatic and influential. Both men offered me advice, but they did not advise the same things. Both men believed strongly in education but did not recommend the same course of study.
    If I had had only one dad, I would have had to accept or reject his advice. Having two dads advising me offered me the choice of contrasting points of view; one of a rich man and one of a poor man.
    Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing and then choosing for myself.
    The problem was, the rich man was not rich yet and the poor man not yet poor. Both were just starting out on their careers, and both were struggling with money and families. But they had very different points of view about the subject of money.
    For example, one dad would say, "The love of money is the root of all evil." Theother, "The lack of money is the root of all evil."
    As a young boy, having two strong fathers both influencing me was difficult. I wanted to be a good son and listen, but the two fathers did not say the same things. The contrast in their points of view, particularly where money was concerned, was so extreme that I grew curious and intrigued. I began to start thinking for long periods of time about what each was saying.
    Much of my private time was spent reflecting, asking myself questions such as, "Why does he say that?" and then asking the same question of the other dad's statement. It would have been much easier to simply say, "Yeah, he's right. I agree with that." Or to simply reject the point of view by saying, "The old man doesn't know what he's talking about." Instead, having two dads whom I loved forced me to think and ultimately choose a way of thinking for myself. As a process, choosing for myself turned out to be much more valuable in the long run, rather than simply accepting or rejecting a single point of view.
    One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming and mind-set. It was learned while the child was young.
    Money is not taught in schools. Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering national debt is due in large part to highly educated politicians and government officials making financial decisions with little or no training on the subject of money.
    I often look ahead to the new millennium and wonder what will happen when we have millions of people who will need financial and medical assistance. They will be dependent on their families or the government for financial support. What will happen when Medicare and Social Security run out of money? How will a nation survive if teaching children about money continues to be left to parentsâ?"most of whom will be, or already are, poor?
    Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted. He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness.
    Although both dads worked hard, I noticed that one dad had a habit of putting his brain to sleep when it came to money matters, and the other had a habit of exercising his brain. The long-term result was that one dad grew stronger financially and the other grew weaker. It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.
    My two dads had opposing attitudes in thought. One dad thought that the rich should pay more in taxes to take care of those less fortunate. The other said, "Taxes punish those who produce and reward those who don't produce."
    One dad recommended, "Study hard so you can find a good company to work for." The other recommended, "Study hard so you can find a good company to buy."
    One dad said, "The reason I'm not rich is because I have you kids." The other said, "The reason I must be rich is because I have you kids."
    One encouraged talking about money and business at the dinner table. The other forbade the subject of money to be discussed over a meal.
    One said, "When it comes to money, play it safe, don't take risks." The other said, "Learn to manage risk."
    One believed, "Our home is our largest investment and our greatest asset." The other believed, "My house is a liability, and if your house is your largest investment, you're in trouble."
    Both dads paid their bills on time, yet one paid his bills first while the other paid his bills last.
    One dad believed in a company or the government taking care of you and your needs. He was always concerned about pay raises, retirement plans, medical benefits, sick leave, vacation days and other perks. He was impressed with two of his uncles who joined the military and earned a retirement and entitlement package for life after twenty years of active service. He loved the idea of medical benefits and PX privileges the military provided its retirees. He also loved the tenure system available through the university. The idea of job protection for life and job benefits seemed more important, at times, than the job. He would often say, "I've worked hard for the government, and I'm entitled to these benefits."
    The other believed in total financial self-reliance. He spoke out against the "entitlement" mentality and how it was creating weak and financially needy people. He was emphatic about being financially competent.
    One dad struggled to save a few dollars. The other simply created investments.
    One dad taught me how to write an impressive resume so I could find a good job. The other taught me how to write strong business and financial plans so I could create jobs.
    Being a product of two strong dads allowed me the luxury of observing the effects different thoughts have on one's life. I noticed that people really do shape their life through their thoughts.
    For example, my poor dad always said, "I'll never be rich." And that prophesy became reality. My rich dad, on the other hand, always referred to himself as rich. He would say things like, "I'm a rich man, and rich people don't do this." Even when he was flat broke after a major financial setback, he continued to refer to himself as a rich man. He would cover himself by saying, "There is a difference between being poor and being broke. Broke is temporary, and poor is eternal."
    I wrote your name in the sand, but the waves took it away.
    I wrote your name in the sky, but the wind blew it away.
    So I write your name in my heart, where no one can take it away and it'll be forever...
  7. britneybritney

    britneybritney Thành viên rất tích cực

    Tham gia ngày:
    08/05/2002
    Bài viết:
    4.404
    Đã được thích:
    0
    Oops where did you get this CXR? It's quite different from mine. I got one from a rather famous purchasing website (barnes&noble.com). It gives a lot of details on this work and I think my version just cannot be a wrong one. So confused....
    Rich Dad, Poor Dad
    Chapter One
    I had two fathers, a rich one and a poor one. One was highly educated and intelligent; he had a Ph.D. and completed four years of undergraduate work in less than two years. He then went on to Stanford University, the University of Chicago, and Northwestern University to do his advanced studies, all on full financial scholarships. The other father never finished the eighth grade.
    Both men were successful in their careers, working hard all their lives. Both earned substantial incomes. Yet one struggled financially all his life. The other would become one of the richest men in Hawaii. One died leaving tens of millions of dollars to his family, charities and his church. The other left bills to be paid.
    Both men were strong, charismatic and influential. Both men offered me advice, but they did not advise the same things. Both men believed strongly in education but did not recommend the same course of study.
    If I had had only one dad, I would have had to accept or reject his advice. Having two dads advising me offered me the choice of contrasting points of view; one of a rich man and one of a poor man.
    Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing and then choosing for myself.
    The problem was, the rich man was not rich yet and the poor man not yet poor. Both were just starting out on their careers, and both were struggling with money and families. But they had very different points of view about the subject of money.
    For example, one dad would say, "The love of money is the root of all evil." Theother, "The lack of money is the root of all evil."
    As a young boy, having two strong fathers both influencing me was difficult. I wanted to be a good son and listen, but the two fathers did not say the same things. The contrast in their points of view, particularly where money was concerned, was so extreme that I grew curious and intrigued. I began to start thinking for long periods of time about what each was saying.
    Much of my private time was spent reflecting, asking myself questions such as, "Why does he say that?" and then asking the same question of the other dad's statement. It would have been much easier to simply say, "Yeah, he's right. I agree with that." Or to simply reject the point of view by saying, "The old man doesn't know what he's talking about." Instead, having two dads whom I loved forced me to think and ultimately choose a way of thinking for myself. As a process, choosing for myself turned out to be much more valuable in the long run, rather than simply accepting or rejecting a single point of view.
    One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming and mind-set. It was learned while the child was young.
    Money is not taught in schools. Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering national debt is due in large part to highly educated politicians and government officials making financial decisions with little or no training on the subject of money.
    I often look ahead to the new millennium and wonder what will happen when we have millions of people who will need financial and medical assistance. They will be dependent on their families or the government for financial support. What will happen when Medicare and Social Security run out of money? How will a nation survive if teaching children about money continues to be left to parentsâ?"most of whom will be, or already are, poor?
    Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted. He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness.
    Although both dads worked hard, I noticed that one dad had a habit of putting his brain to sleep when it came to money matters, and the other had a habit of exercising his brain. The long-term result was that one dad grew stronger financially and the other grew weaker. It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.
    My two dads had opposing attitudes in thought. One dad thought that the rich should pay more in taxes to take care of those less fortunate. The other said, "Taxes punish those who produce and reward those who don't produce."
    One dad recommended, "Study hard so you can find a good company to work for." The other recommended, "Study hard so you can find a good company to buy."
    One dad said, "The reason I'm not rich is because I have you kids." The other said, "The reason I must be rich is because I have you kids."
    One encouraged talking about money and business at the dinner table. The other forbade the subject of money to be discussed over a meal.
    One said, "When it comes to money, play it safe, don't take risks." The other said, "Learn to manage risk."
    One believed, "Our home is our largest investment and our greatest asset." The other believed, "My house is a liability, and if your house is your largest investment, you're in trouble."
    Both dads paid their bills on time, yet one paid his bills first while the other paid his bills last.
    One dad believed in a company or the government taking care of you and your needs. He was always concerned about pay raises, retirement plans, medical benefits, sick leave, vacation days and other perks. He was impressed with two of his uncles who joined the military and earned a retirement and entitlement package for life after twenty years of active service. He loved the idea of medical benefits and PX privileges the military provided its retirees. He also loved the tenure system available through the university. The idea of job protection for life and job benefits seemed more important, at times, than the job. He would often say, "I've worked hard for the government, and I'm entitled to these benefits."
    The other believed in total financial self-reliance. He spoke out against the "entitlement" mentality and how it was creating weak and financially needy people. He was emphatic about being financially competent.
    One dad struggled to save a few dollars. The other simply created investments.
    One dad taught me how to write an impressive resume so I could find a good job. The other taught me how to write strong business and financial plans so I could create jobs.
    Being a product of two strong dads allowed me the luxury of observing the effects different thoughts have on one's life. I noticed that people really do shape their life through their thoughts.
    For example, my poor dad always said, "I'll never be rich." And that prophesy became reality. My rich dad, on the other hand, always referred to himself as rich. He would say things like, "I'm a rich man, and rich people don't do this." Even when he was flat broke after a major financial setback, he continued to refer to himself as a rich man. He would cover himself by saying, "There is a difference between being poor and being broke. Broke is temporary, and poor is eternal."
    I wrote your name in the sand, but the waves took it away.
    I wrote your name in the sky, but the wind blew it away.
    So I write your name in my heart, where no one can take it away and it'll be forever...
  8. britneybritney

    britneybritney Thành viên rất tích cực

    Tham gia ngày:
    08/05/2002
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    My poor dad would also say, "I'm not interested in money," or "Money doesn't matter." My rich dad always said, "Money is power."

    The power of our thoughts may never be measured or appreciated, but it became obvious to me as a young boy to be aware of my thoughts and how I expressed myself. I noticed that my poor dad was poor not because of the amount of money he earned, which was significant, but because of his thoughts and actions. As a young boy, having two fathers, I became acutely aware of being careful which thoughts I chose to adopt as my own. Whom should I listen tô?"my rich dad or my poor dad?
    Although both men had tremendous respect for education and learning, they disagreed in what they thought was important to learn. One wanted me to study hard, earn a degree and get a good job to work for money. He wanted me to study to become a professional, an attorney or an accountant or to go to business school for my MBA. The other encouraged me to study to be rich, to understand how money works and to learn how to have it work for me. "I don't work for money!" were words he would repeat over and over, "Money works for me!"
    At the age of 9, I decided to listen to and learn from my rich dad about money. In doing so, I chose not to listen to my poor dad, even though he was the one with all the college degrees.
    A Lesson From Robert Frost
    Robert Frost is my favorite poet. Although I love many of his poems, my favorite is The Road Not Taken. I use its lesson almost daily:
    The Road Not Taken
    Two roads diverged in a yellow wood,
    And sorry I could not travel both
    And be one traveler, long I stood
    And looked down one as far as I could
    To where it bent in the undergrowth;
    Then took the other, as just as fair,
    And having perhaps the better claim,
    Because it was grassy and wanted wear
    Though as for that the passing there
    Had worn them really about the same,
    And both that morning equally lay
    In leaves no step had trodden black.
    Oh, I kept the first for another day!
    Yet knowing how way leads onto way,
    I doubted if I should ever come back.
    I shall be telling this with a sigh
    Somewhere ages and ages hence;
    Two roads diverged in a wood, and I?"
    I took the one less traveled by,
    And that has made all the difference.
    Robert Frost [1916]
    And that made all the difference.
    Over the years, I have often reflected upon Robert Frost's poem. Choosing not to listen to my highly educated dad's advice and attitude about money was a painful decision, but it was a decision that shaped the rest of my life.
    Once I made up my mind whom to listen to, my education about money began. My rich dad taught me over a period of 30 years, until I was age 39. He stopped once he realized that I knew and fully understood what he had been trying to drum into my often thick skull.
    Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.
    Because I was only 9 years old when I started, the lessons my rich dad taught me were simple. And when it was all said and done, there were only six main lessons, repeated over 30 years. This book is about those six lessons, put as simply as possible as my rich dad put forth those lessons to me. The lessons are not meant to be answers but guideposts. Guideposts that will assist you and your children to grow wealthier no matter what happens in a world of increasing change and uncertainty.
    Lesson #1 The Rich Don't Work for Money
    Lesson #2 Why Teach Financial Literacy?
    Lesson #3 Mind Your Own Business
    Lesson #4 The History of Taxes and the Power of Corporations
    Lesson #5 The Rich Invent Money
    Lesson #6 Work to Learn?" Don't Work for Money
    Every one needs a shoulder to cry on
    Everyone needs a friend to rely on.
    When the whole world?Ts gone
    You will always have my shoulder to cry on!!!
    I wrote your name in the sand, but the waves took it away.
    I wrote your name in the sky, but the wind blew it away.
    So I write your name in my heart, where no one can take it away and it'll be forever...
    ĐỈợc britneybritney sửa chữa / chuyfn vào 20:52 ngày 18/03/2003
  9. britneybritney

    britneybritney Thành viên rất tích cực

    Tham gia ngày:
    08/05/2002
    Bài viết:
    4.404
    Đã được thích:
    0
    My poor dad would also say, "I'm not interested in money," or "Money doesn't matter." My rich dad always said, "Money is power."

    The power of our thoughts may never be measured or appreciated, but it became obvious to me as a young boy to be aware of my thoughts and how I expressed myself. I noticed that my poor dad was poor not because of the amount of money he earned, which was significant, but because of his thoughts and actions. As a young boy, having two fathers, I became acutely aware of being careful which thoughts I chose to adopt as my own. Whom should I listen tô?"my rich dad or my poor dad?
    Although both men had tremendous respect for education and learning, they disagreed in what they thought was important to learn. One wanted me to study hard, earn a degree and get a good job to work for money. He wanted me to study to become a professional, an attorney or an accountant or to go to business school for my MBA. The other encouraged me to study to be rich, to understand how money works and to learn how to have it work for me. "I don't work for money!" were words he would repeat over and over, "Money works for me!"
    At the age of 9, I decided to listen to and learn from my rich dad about money. In doing so, I chose not to listen to my poor dad, even though he was the one with all the college degrees.
    A Lesson From Robert Frost
    Robert Frost is my favorite poet. Although I love many of his poems, my favorite is The Road Not Taken. I use its lesson almost daily:
    The Road Not Taken
    Two roads diverged in a yellow wood,
    And sorry I could not travel both
    And be one traveler, long I stood
    And looked down one as far as I could
    To where it bent in the undergrowth;
    Then took the other, as just as fair,
    And having perhaps the better claim,
    Because it was grassy and wanted wear
    Though as for that the passing there
    Had worn them really about the same,
    And both that morning equally lay
    In leaves no step had trodden black.
    Oh, I kept the first for another day!
    Yet knowing how way leads onto way,
    I doubted if I should ever come back.
    I shall be telling this with a sigh
    Somewhere ages and ages hence;
    Two roads diverged in a wood, and I?"
    I took the one less traveled by,
    And that has made all the difference.
    Robert Frost [1916]
    And that made all the difference.
    Over the years, I have often reflected upon Robert Frost's poem. Choosing not to listen to my highly educated dad's advice and attitude about money was a painful decision, but it was a decision that shaped the rest of my life.
    Once I made up my mind whom to listen to, my education about money began. My rich dad taught me over a period of 30 years, until I was age 39. He stopped once he realized that I knew and fully understood what he had been trying to drum into my often thick skull.
    Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.
    Because I was only 9 years old when I started, the lessons my rich dad taught me were simple. And when it was all said and done, there were only six main lessons, repeated over 30 years. This book is about those six lessons, put as simply as possible as my rich dad put forth those lessons to me. The lessons are not meant to be answers but guideposts. Guideposts that will assist you and your children to grow wealthier no matter what happens in a world of increasing change and uncertainty.
    Lesson #1 The Rich Don't Work for Money
    Lesson #2 Why Teach Financial Literacy?
    Lesson #3 Mind Your Own Business
    Lesson #4 The History of Taxes and the Power of Corporations
    Lesson #5 The Rich Invent Money
    Lesson #6 Work to Learn?" Don't Work for Money
    Every one needs a shoulder to cry on
    Everyone needs a friend to rely on.
    When the whole world?Ts gone
    You will always have my shoulder to cry on!!!
    I wrote your name in the sand, but the waves took it away.
    I wrote your name in the sky, but the wind blew it away.
    So I write your name in my heart, where no one can take it away and it'll be forever...
    ĐỈợc britneybritney sửa chữa / chuyfn vào 20:52 ngày 18/03/2003
  10. CXR

    CXR Thành viên mới

    Tham gia ngày:
    03/03/2003
    Bài viết:
    1.073
    Đã được thích:
    24
    hihi .. vậy mà tưởng bé Brit đang có nhiều $$$ muốn tìm chỗ invest ..
    Oopss .. mine was just an excerpt somewhere in Chapter 1 (I think). BTW, I could probably get the printed version (a hard copy) of the story - dont know how to pass it to you.
    "Nguyện mỗi người có một niềm vui"

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